Fintech Value Creation

Each article in this category explores how regulated firms, digital ventures, and investors can unlock measurable value at the intersection of financial services strategy, regulatory change, and emerging technology.

Topics span MiCA and PSD3 compliance pathways, cross-border payments innovation, AI-driven digital transformation, stablecoin strategy, risk management frameworks, and board-level governance for the next wave of digital finance.

These insights are designed for financial services executives, private equity investors, and policy makers seeking actionable intelligence, not just commentary.

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digital euro coin or cash

Digital Euro: cash or coins?

Is the digital euro the digital equivalent of coins? Requirements reveal a narrow instrument The digital euro is designed for low-value, immediate, mostly in-person payments with strict holding limits, no credit function, and instant final settlement.  These characteristics make the digital euro a payment method closer to traditional metal coins and small size banknotes than

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european payments moving towards direct sales

A New Sales Model in European Payments

Contract Renegotiations, and the Case for a New Sales Model in European Payments If my previous article mapped the forces reshaping European payments at an industry level, this second part brings those forces into sharp focus through the lens of a single incumbent. Nexi’s experience over the past few years is not an isolated corporate

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